Headshot of Scott Layden

Scott Layden

Branch Manager

Layden Team

NMLS #164302

Adress
3401 Mallory Lane, Suite 100 & 200 Office 126
Franklin, TN 37067
Contact Methods
Email
tel Phone
615-224-8851
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Scott

Hi, I’m Scott, and I’m dedicated to making your mortgage a win! I love serving my Franklin, TN community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today

 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

Get Started

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Scott and his team made the process so easy! Communication was clear, timely and updated even before we had any questions. The title company even noticed how streamlined the process was. This is our 7th mortgage /refinance experience and is by far the best!
Meghan W.
Scott and Barbara Layden take extreme pride in the work. They really go the extra mile to make sure their clients are very satisfied.
Stephen J.
This was a flawless closing. I gave them a really short timeline with tight deadlines and they made this process as seamless as possible. Barbara and Scott truly care about their clients and put our needs above all else. Barbara is like family and will always be my first referral or call when needing a home loan. I can’t sing their praises enough!
Holly H.
The CC team took over where another company said I wouldn't qualify. They took the time to fully understand my situation as a self employed individual.
Andrew M.
Cross Country has put together a truly fantastic team. It was quite refreshing to work with such professionals.
David C.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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